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Dream Exchange Bank Terms of Use

The following Terms of Use is a legal contract between an individual user and Dream Exchange Bank regarding the use of your website and services. Please update these guidelines according to your specific policies.

Introduction
Please read these terms of use carefully. By accessing our site or using our services, you acknowledge that you understand, agree, and are bound by these terms.

Modification of Terms
At our discretion, Dream Exchange Bank may edit, add, or remove parts of this agreement. If we do make changes to these Terms of Use, we will make a reasonable effort to provide notice.

Prohibited Conduct
You are solely responsible for your conduct while on our site, and agree to abide by all laws, contracts, intellectual property and third-party rights.

Termination
Dream Exchange Bank reserves the right to terminate access to our site and block future use of our services if we deem these Terms of Use have been violated.

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International Volunteer Corps

Payroll is based on volunteer hours for these Clients (most of the 105,000+ are combat agents or staff for the IVC/DEB)

Experienced, trustworthy, fun. These are just a few of the ways coworkers describe this valuable member of our team. Manisha Penesa (the highest up employer) is truly a joy to be around and makes it a pleasure to come to work every single day.

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Manisha L. Penesa

Owner, Founder, President, and CEO

It didn’t take long for Manisha Penesa to make an impact as our new Leader. Professionalism to a tee, great creativity and never without a smile (except for this picture), Manisha Penesa is a true asset to the growing Dream Exchange Bank team.

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Dream Team Investors & Sponsors

99+ Shareholders 

With us since our founding, Valoaga Sene and Samuel Penesa Sr. are two of our proud veteran Dream Team members and inspirations. We’re thankful for the many years of experience and skills they bring to the forefront in helping our business grow and evolve. They always believed in Dreams and had the bold will to protect and follow their goals.

Don’t hesitate to contact us.

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Opening Hours

Come Visit

Mon - Fri: 9am - 6pm
Sat: 10am - 2pm
Sun: Closed

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Dream Exchange Bank Privacy Policy

A Privacy Policy agreement is required by law if you collect personal data about your site visitors. Customize the details of your policy according to local regulations to reflect the steps you take to protect your users’ information.

Introduction
Dream Exchange Bank is committed to protecting the data collected pertaining to our users. This policy details the collection, use, and protection of personal information we receive from site visitors. By entering our website you consent to our use of cookies as pertaining to the terms of this policy.

Data Collection
Dream Exchange Bank collects the minimum amount of personally identifiable information necessary to improve our site and the service we provide. Data we collect includes any or all of the information you provide while using our website and/or services.

Use of Information
Dream Exchange Bank may use the personal information collected through our site specifically for the purposes detailed in this policy. Personal information that we process for any reasons won’t be kept longer than is necessary for those purposes. We will take reasonable measures to prevent the loss or misuse of your personal information (e.g. encryption).

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Inside Business

Dream Exchange Bank

Exceptional Service

Since 1993, Dream Exchange Bank was a goal set by the CEO, President, Owner, and Founder (Manisha L. Penesa aka “Dream”) Since 2017, Dream Exchange has provided quality services to clients by providing them with the professional care they deserve. Get in touch today to learn more about our Currency Exchange Service. (Dream Exchange is a graded A+ in companies and is a licensed LLC, LDT, and S Corporation in California).

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End Human Trafficking Division (International)

Reliable Currency Exchange Service

Since opening our doors, we’ve been committed to providing service of the highest quality, paying particular attention to working efficiently while keeping the lines of communication with our clients clear and concise.

Our mission at Dream Exchange Bank is simple: to provide high-quality services in a timely manner. Our team caters to each project’s specific needs to ensure excellence. We hope you’ll find what you’re looking for. For more information or general inquiries, feel free to get in touch today.

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Our Services

What We Provide

We’re proud to provide community members with top-notch service. Our clients love working with us, many of them returning as repeat customers. Get in touch to let us know what we can do for you today.

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Legal Shield/Settlement Distributions

Expert Service

Dream Exchange Bank is going above and beyond with their services to get the job done, especially when it comes to this service. We provide legal aid at your fingertips and protect our dreamers in all ways (especially legally) with this special department. We help get reparations for natives and those of african descent, fight for you in court, and patent ideas/logos like our tiki/moari manaia on our logo at the top of this page... Our team and law firm are the top ranked in all of the nation in America and the United Nations.

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Credit Restoration & Wills

Rewarded #1 in Customer Care

Dream Exchange Bank is committed to getting the job done, especially when it comes to this service. You can count on us to be professional, timely, efficient and make sure you’re satisfied every step of the way.

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Benefits & Accountant Management 

Always Prepared

Dream Exchange Bank literally wants others to have their dreams come true. Clients deserve their dream car, dream house, to be loved and travel on vacation... We at “DEB” want you to be financially free and clear in the mind with Godly confidence. 

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Free Checking and Savings account 

Attention to Detail

With Dream Exchange Bank, clients can get free accounts and the first 100,000 can get a free CD account too.

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Purchase Agreements

Always Prepared

Since its founding, Dream Exchange Bank has been one of the most trusted names in the industry. Hire us for this service and learn how we cater to the needs of each client, ensuring the results you need and deserve.

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Escrow Payments

Dreams without a plan are useless

We have the experience and skills necessary to tackle just about every type of job that comes our way. With Dream Exchange Bank, clients know exactly what to expect - professionalism, efficiency and exceptional results.

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Vechiles And Transportation

Make over $5500 extra a year

Dream Exchange Bank is handling contracts with eligible IVC agents

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Life and Car Insurance

Plan for the future

Dream Exchange Bank is working with our families closely to provide aide in emergency assistance with equality of healthcare of all members and our families. Here at Dream Exchange, we value people over profit and are a family with a set up of 401k and teach you how to make residual income for you and the future generations.

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Certified Licenses & Loans

Qualifications are not impossible 

We have a variety of ways to build up your skills and provide excellent training that will help you be successful in life for the rest of your life at Dream Exchange (S Corporation) Bank (LLC & LDT).

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100% Legitimate (Internationally)

100% non-partisan and guaranteed 

Dream Exchange Bank is committed to being the best of the best in banking and trusts. We are aiming beyond the stars as to look to heaven with how big our dreams are for our future and we hope to see you all there. Join us on your journey in chasing your biggest and wildest dreams. Sky is not the limit... it is just a fresh start for us. Welcome to the Dream Team. 

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Advanced Foreign Exchange 

Spend 1 dollar, hustle back 3!

Dream Exchange Bank gets it’s name from the founders alias but also because of it’s monthly foreign exchange that each U.S. dollar is valued at more than 3 dollars, internationally. No other banking system or payroll pay outs offer this feature, these accounts come with mobile monitoring and special personalized secured credit cards.

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Secured Files & Mobile Access

24/7 Mobile Access Available 

Monitor your private Dream Exchange Bank services with our mobile application that you can download to any pc or mobile phone. It’s easy and a game changer for all your financial needs. Let us help change your life for the better and get you to where you deserve to be, meeting your prefect and ideal/full potential you.

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State Approved & U.N. Sponsored

Always Check In With The Team

Dream Exchange Bank has rights and patent to all Dream Exchange royalty and dividends (including stocks and bonds). The name has been patent for over 5 years now. DEB started with the International Volunteer Corps who are the End Human Trafficking Division (Internationals). They stop pedophiles, child pornography, molesters, rapes, human trafficking, sex trafficking, sexual harassment/discrimination, kidnappings, and prejudice misconduct. They have rescued more than 100,000 of victims by the great work with over 100 organizations. They are based in Los Angeles County in California, in the United States of America, where the human trafficking task forces began because of Manisha L. Penesa and her activism. The Dream Exchange Bank net worth is worth more than Bill Gates and the Elites (in August 2020) combined. 25M was donated to 19+ different countries curtesy of The International Volunteer Corps and Dream Exchange Bank in July 2020 to help those communities fight Covid-19. Ask about Covid-19 relief, Medical, Dental, and Vision plans.

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Earn Bonuses & Vacations

Travel all over the world

Dream Exchange Bank has incentives for IVC and DEB clients. We love supporting and show appreciation, as often as possible. We offer well worthy and earned bonuses. Clients can also become tax exempt through our agency and work as a self-employed (1099) agent.

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Mental Health Resources 

Peace of mind & Spiritual Guides

Dream Exchange Bank, clients have a support system that is more than materialistic. We help our Dream Team stay on track, provide medication if needed, give emergency & requested treatment, And have our #1 Customer Care providers ready to give an open ear to allow our agents to process in a safe space that will be their peace of mind. A stable agent is the next successful mission. It is our mission in keeping our communities protected. Our RTS Unit and Specialists/Agents are highly passionate and well-trained... they are professionals and deserve the best of the best. We are proud of every single last one of our members. Without this talented and superstar Team no Dreams would have ever came to life. The agents and our families always will have back up forever. #TeamDream #DreamTeam #DreamExchange ♾💎🗿

We’d love to have the opportunity to work with you. Get in touch with us today.

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Visitors should be excited to work with Dream Exchange Bank (the LLC, LTD, and S Corporation). The Better Business Bureau graded Dream Exchange with a grade A+ and Frankie Bolder said “It’s been better than Forex and it’s for our real avengers and protectors of this world. Thank you Nisha at the Dream Exchange Bank”. (;

Frankie Bolder 

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Get in Touch

Questions, comments or requests? Feel free to reach out, we’d love to hear from you.

655 Cedar Ave

5628261477

456-789-1234

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